manage your money smarter
CHECKING ACCOUNTS
Access your hard-earned money without the expensive fees that banks charge. Our Checking accounts have no minimum balance requirements, minimum number of debit purchases per month, monthly maintenance fees or per-check fees.
MN Catholic Checking Accounts
Whether personal or business, we have a checking account that fits for you! If you have questions, we’re at (651) 484-0265. Give us a call!
Minnesota Catholic Credit offers checking that’s always free of monthly maintenance fee or minimum required transactions! Gain access to your hard-earned money without the expensive fees that other financial institutions charge.
Advantage Checking includes:
- No minimum balance required
- No minimum number of debit card transactions per month
- No monthly maintenance or junk fees
- FREE online and mobile banking give you ultimate control of your finances
- Wallet pay with Apple/Google/Samsung Pay
- Deposit checks through our MCCU app’s remote deposit
- Manage your Tap & Go debit card through our app
- Transfer funds between your accounts at MCCU
- Transfer funds between your checking account at MCCU & accounts you own at another financial
- Person-to-person transfer with Zelle® (though MCCU Bill Pay)
- Pay bills through CheckFree Bill Pay
- Early bird direct deposit–hits your account up to 3 days early
- Free withdrawals from all Money Pass ATMs
- Free E-Statements
- Free mobile app with all the goodies
- Overdraft Protection Available (Subject to approval)
Unlike most small business checking accounts, Minnesota Catholic Credit offers free checking for small business owners! Gain access to your hard-earned money without the expensive fees that other financial institutions charge.
Small Business Checking includes:
- No minimum balance requirement
- No monthly maintenance fee
- Unlimited check writing
- Free Visa Business Check Card
- Free withdrawals from all MoneyPass ATMs
- Free Internet, Mobile Banking and Bill Pay
Visa® Debit Cards
Whether you’re shopping or need cash, just reach for your Tap & Go MCCU Visa® Debit Card.
Withdraw cash at over 40,000 surcharge-free MoneyPass ATMs throughout the US. Find a MoneyPass Network ATM near you.
Make purchases at anywhere worldwide (in person or online) that accepts Visa anywhere in the USA. If you are traveling out of the country (or are purchasing something online from a foreign website), please call us in advance of your trip/purchase, and we will open your card up for foreign transactions.
Default daily debit card limits:
ATM cash withdrawals – $500
Point-of-Sale (in person) – $1500
Online/over the phone – $750
Contact Karen/Shelley at 763-354-2826 or Kim/Susan at 651-484-0265 for daily limit questions/increases.
Questions? Call us at (651) 484-0265.
FORGOT OR WANT TO CHANGE YOUR PIN? Call 1-800-992-3808
To report a lost or stolen Visa DEBIT Card, call 1-800-417-8715 anytime day or night. Then please call Karen on the next business day at (651) 621-2743.
Reorder Checks
Check reorders are processed on the website of our affiliate, Checks for Less. If you are unable to place an order due to one of the following reasons, please call (651) 484-0265 or send us an email.
Please call us if any of the following apply to you:
- New check order
- Name of Address Change
- Unsure of your starting number
- Never ordered checks through Checks for Less
If you should have any questions on how we have your account set up, or if you ever wish to make any changes, please contact us.

Little Canada Branch
Across from St. John the Evangelist Church
(651) 484-0265
Coon Rapids Branch
In Church of The Epiphany Parish admin building
