Tailored to your Needs

No matter what sort of personal loan you’re looking for, MCCU has the loan you need at the rate you want.

New & Used Vehicle Loans

The perfect auto loan is at your fingertips with MCCU. We have auto loans tailored to your needs.

Start your car shopping process here, NOT at the dealer! Don’t fall for the dealership’s hyperbole and their on-the-spot financing offers. Our rates are usually better than the dealership, and our cost of GAP & Warranty are lower. Best of all, you won’t be pressured to buy extra add-ons that you don’t need.

Your first step should be to get pre-approved for a loan here. Then check with our auto-buying partner Integrity Autosource to see if they can help you find the wheels you want at a price you’ll love. As a member/owner, your savings are a priority at your credit union.

Lease buyout? We can help!
With the low available vehicle inventories, buying out a lease is a great option if you want to keep your current vehicle. We can help you do the legwork for your lease buyout AND finance your loan at a rate that rocks!

If you have questions, we’re only a phone call away at (651) 484-0265 and our lending staff would love to help. Give us a call!

Protect Your New Vehicle with GAP Insurance!

Vehicle prices continue to increase resulting in longer loan terms. It’s typical for a vehicle’s outstanding loan balance to be significantly higher than its actual cash value, especially during the first few years of the loan. Before you drive away in your new car, consider this:

  • The car began depreciating immediately.
  • About 15 to 20 percent of collision claims in the U.S. results in the cars being totaled.
  • An auto theft occurs every 33 seconds in the U.S. The latest statistics from the FBI indicate that 42.8% percent of stolen vehicles are not recovered.

If your vehicle is totaled or stolen, your insurance settlement will be based on its actual cash value, not the outstanding loan balance. This may create a deficiency balance or a “gap”.

Guaranteed Asset Protection (GAP) insurance eliminates the potential for loss in the event your vehicle is totaled or stolen. Our program offers the following advantages:

  • We offer coverage for a variety of both new and used vehicle types.
  • Up to $1,000 of your primary insurance carrier’s deductible may be covered as part of deficiency balance.
  • An additional $1,000 towards the financing of a replacement vehicle through MN Catholic Credit Union.
  • The program is underwritten by highly rated insurance companies. Our underwriters have extensive experience and are known for their financial strength, stability and responsive claims handling.
  • Enrollment is easy and coverage begins immediately.

To learn more about how you can add GAP to your MCCU loan, Click here to apply today or call (651) 484-0265!

Integrity AutoSource

Why bother with the dealer-go-round? Get a haggle-free, hassle-free purchasing experience with Integrity Autosource, Inc. You can visit our website, shop in person, or call us to locate your dream vehicle through our preferred dealer network.

Integrity AutosourceThis service is FREE to all MCCU members, and includes:

  • No-obligation vehicle research (including pricing/valuation research, CarFax reports for used vehicles)
  • Find you a new or used vehicle–all makes and models (foreign and domestic)
  • Arrange test drive(s)
  • Assist you in financing
  • Help with leasing a vehicle
  • Take your trade-in
  • Lifetime powertrain warranties available on Integrity vehicles

Visit Integrity Autosource online to get started, or call Brett a call at (651) 426-6411.

Got Questions?

Send us a message.

Home Loans

Are you in search of your perfect home or perhaps wishing to move up to bigger and better things? Perhaps you are looking to make some home repairs or consolidate existing loans. No worries! We’ve got the right home loan product to fit your needs.

First Mortgage Loans

Navigating the mortgage process can be intimidating, but we’ll help guide you each step of the way. Not sure where to start? Though our partnership with First Class Mortgage, we have just about every type of mortgage product available to members. Their friendly and knowledgeable staff can provide you with all your mortgage needs. We have a variety of options for you and will make sure you walk away satisfied. We also have low down payment programs for first-time homebuyers.

• Conventional loans
• FHA loans
• VA loans
• Jumbo loans

Start the road to home ownership!  
Call us today at (651) 484-0265 or send us an email.

Home Equity Loans

At MCCU there is no application fee and fast approval. The funds can be used for any worthwhile purpose plus the interest may be tax-deductible.*

Use your home to your advantage! A home equity loan can be used for:

  • Home Improvement
  • Bill Consolidation
  • Emergencies
  • Tuition
  • Expenses and much more!

If you have questions, we’re only a phone call away at (651) 484-0265 and our lending staff would love to help. Give us a call!

*Consult a tax adviser regarding deductibility of interest.

Come in for a landing in your new home.
Apply for a First Class mortgage today.

NMLS #811590

Recreational Loans

Whether you enjoy Minnesota summers in an RV, on the water in a boat, or on the road with a motorcycle, we’ve got the financing that fits your budget here at MN Catholic Credit Union.

We pair great rates with a simple loan application that takes minutes. Combined with our online forms with our friendly phone and in-office support staff, and we believe it will be your best loan experience ever.

If you have questions, we’re only a phone call away at (651) 484-0265 and our lending staff would love to help. Give us a call!

Signature/Unsecured Loans

When it comes to borrowing, it pays to be smart.

A signature loan is a personal loan for which YOU choose the purpose. Take a vacation, buy a new tech toy or cover unexpected expenses. With fast approval and rates lower than a credit card, your signature loan is just a phone call or mouse click away.

If you have a question about ANY loan need, don’t hesitate to give us a call at (651) 484-0265. We’d love to hear from you.

Student Loans

When it comes to borrowing, it pays to be smart.

At MN Catholic Credit Union, we believe in empowering students to achieve their educational dreams. Our cutting-edge student loan marketplace is designed to help you find the best student loan in a matter of minutes, not months.

Discover the benefits of our student loan marketplace:
● Search for in-school and refinance loans that suit your unique situation
● Explore competitive fixed and variable interest rates for ultimate personalization
● Enjoy flexible repayment terms and options that fit your budget
● Say goodbye to origination fees and prepayment penalties

Who can benefit from our student loans?
We’re here to support students at every stage of their educational journey. Whether you’re a high
school senior planning for college, an undergraduate student pursuing your degree, a graduate
student advancing your education, or even a borrower seeking to refinance for better terms,
we’ve got you covered. Our student loans are available to:
● Parents
● Undergraduate students
● Graduate and professional students (MBA, Law, MD, JD, etc.)
● Borrowers looking to refinance their existing student loans

What can you use our student loans for?
Our student loans are specifically designed to cover all your education-related expenses. From
tuition fees and room and board to textbooks, supplies, transportation, and other essential costs,
we’ve got you covered. Don’t let financial barriers hold you back from achieving your dreams.

Ready to find out your personalized rates?
Discovering your pre-qualified rates has never been easier. Simply click the button below and let
us guide you through the process.

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate
all anticipated monthly loan payments, and how much the student expects to earn in the future,
before considering a private student loan.

This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s
lending partners. MCCU is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other
eligibility criteria apply.
BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved.
Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered
service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service
marks of their respective owners. Sparrow is not sponsored by or an agency of the United States
of America.

St. John the Evangelist BranchSt. John the Evangelist Branch
(651) 484-0265

Church of The Epiphany BranchChurch of The Epiphany Branch
(Located inside the Parish admin bldg)

(763) 354-2826