Tailored to your Needs
LOANS
No matter your lending needs, look to MCCU for the right loan at the rate you want. From autos and homes to fun rec loans and personal loans, we’ve got you covered!
APPLY FOR YOUR LOAN HERE
New & Used Vehicle Loans
The perfect auto loan is at your fingertips with MCCU. We have auto loans tailored to your needs.
Start your car shopping process here, NOT at the dealer! Don’t fall for the dealership’s hyperbole and their on-the-spot financing offers. Our rates are usually better than the dealership, and our cost of GAP & Warranty are lower. Best of all, you won’t be pressured to buy extra add-ons that you don’t need.
- Get preapproved before you shop! Preapproval gives you ultimate buying power.
- Competitive rates
- Flexible loan terms: up to 96 months for 2022 & newer/up to 84 months for used (2017 -2021)
- Affordable payment options
- Not-perfect-credit? Don’t sweat it. We may be able to help you.
- Lease buyout? We do those, too!
- Ask us about our affordable GAP insurance loan coverage if you total your vehicle
- Save hundreds on our extended warranty protection program versus a dealer. . .this could save you THOUSANDS in repair costs over the life of your vehicle.
Try our FREE auto buying service!
We also provide a great alternative to wandering the dealership lots with our auto-buying partner Brett at Integrity Autosource works exclusively with credit unions to help members find the wheels they want at a price they’ll love. Plus, he maintains a small inventory of great pre-owned vehicles you may choose from. Call Brett Broghammer 651-426-6411 or visit the Integrity Autosource website to check out available inventory.
If you have questions, we’re only a phone call away at (651) 484-0265 and our lending staff would love to help. Give us a call!
Protect Your New Vehicle with GAP Insurance!
- The car began depreciating immediately.
- About 15 to 20 percent of collision claims in the U.S. results in the cars being totaled.
- An auto theft occurs every 33 seconds in the U.S. The latest statistics from the FBI indicate that 42.8% percent of stolen vehicles are not recovered.
If your vehicle is totaled or stolen, your insurance settlement will be based on its actual cash value, not the outstanding loan balance. This may create a deficiency balance or a “gap”.
Guaranteed Asset Protection (GAP) insurance eliminates the potential for loss in the event your vehicle is totaled or stolen. Our program offers the following advantages:
- We offer coverage for a variety of both new and used vehicle types.
- Up to $1,000 of your primary insurance carrier’s deductible may be covered as part of deficiency balance.
- An additional $1,000 towards the financing of a replacement vehicle through MN Catholic Credit Union.
- The program is underwritten by highly rated insurance companies. Our underwriters have extensive experience and are known for their financial strength, stability and responsive claims handling.
- Enrollment is easy and coverage begins immediately.
To learn more about how you can add GAP to your MCCU loan, call (651) 484-0265.
Integrity AutoSource
This service is FREE to all MCCU members, and includes:
- No-obligation vehicle research (including pricing/valuation research, CarFax reports for used vehicles)
- Find you a new or used vehicle–all makes and models (foreign and domestic)
- Arrange test drive(s)
- Assist you in financing
- Help with leasing a vehicle
- Take your trade-in
- Lifetime powertrain warranties available on Integrity vehicles
Visit Integrity Autosource online to get started, or call Brett a call at (651) 426-6411.
Try our Auto Loan Calculator
Home Loans
Are you in search of your perfect home or perhaps wishing to move up to bigger and better things? Perhaps you are looking to make some home repairs or consolidate existing loans. No worries! We’ve got the right home loan product to fit your needs.
First Mortgage Loans
Navigating the mortgage process can be intimidating, but we’ll help guide you each step of the way. Not sure where to start? Though our partnership with First Class Mortgage, we have just about every type of mortgage product available to members. Their friendly and knowledgeable staff can provide you with all your mortgage needs. We have a variety of options for you and will make sure you walk away satisfied. We also have low down payment programs for first-time homebuyers.
• Conventional loans
• FHA loans
• VA loans
• Jumbo loans
Start the road to home ownership!
Call us today at (651) 484-0265 or send us an email.
Try our Mortgage Calculator
Home Equity Loans
At MCCU there is no application fee and fast approval. The funds can be used for any worthwhile purpose plus the interest may be tax-deductible.*
Use your home to your advantage! A home equity loan can be used for:
- Home Improvement
- Bill Consolidation
- Emergencies
- Tuition
- Expenses and much more!
If you have questions, we’re only a phone call away at (651) 484-0265 and our lending staff would love to help. Give us a call!
*Consult a tax adviser regarding deductibility of interest.
Come in for a landing in your new home.
Apply for a First Class mortgage today.
NMLS #811590
Recreational Loans
Whether you enjoy Minnesota summers in an RV, on the water in a boat, or on the road with a motorcycle, we’ve got the financing that fits your budget here at MN Catholic Credit Union.
We pair great rates with a simple loan application that takes minutes. Combined with our online forms with our friendly phone and in-office support staff, and we believe it will be your best loan experience ever.
If you have questions, we’re only a phone call away at (651) 484-0265 and our lending staff would love to help. Give us a call!
Try our Loan Calculator
Signature/Unsecured Loans
When it comes to borrowing, it pays to be smart.
A signature loan is a personal loan for which YOU choose the purpose. Take a vacation, buy a new tech toy or cover unexpected expenses. With fast approval and rates lower than a credit card, your signature loan is just a phone call or mouse click away.
If you have a question about ANY loan need, don’t hesitate to give us a call at (651) 484-0265. We’d love to hear from you.
Try our Loan Calculator
Student Loans
When it comes to borrowing, it pays to be smart.
At MN Catholic Credit Union, we believe in empowering students to achieve their educational dreams. Our cutting-edge student loan marketplace is designed to help you find the best student loan in a matter of minutes, not months.
Discover the benefits of our student loan marketplace:
● Search for in-school and refinance loans that suit your unique situation
● Explore competitive fixed and variable interest rates for ultimate personalization
● Enjoy flexible repayment terms and options that fit your budget
● Say goodbye to origination fees and prepayment penalties
Who can benefit from our student loans?
We’re here to support students at every stage of their educational journey. Whether you’re a high
school senior planning for college, an undergraduate student pursuing your degree, a graduate
student advancing your education, or even a borrower seeking to refinance for better terms,
we’ve got you covered. Our student loans are available to:
● Parents
● Undergraduate students
● Graduate and professional students (MBA, Law, MD, JD, etc.)
● Borrowers looking to refinance their existing student loans
What can you use our student loans for?
Our student loans are specifically designed to cover all your education-related expenses. From
tuition fees and room and board to textbooks, supplies, transportation, and other essential costs,
we’ve got you covered. Don’t let financial barriers hold you back from achieving your dreams.
Ready to find out your personalized rates?
Discovering your pre-qualified rates has never been easier. Simply click the button below and let
us guide you through the process.
Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s lending partners. MCCU is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2023 Sparrow Labs Inc. All rights reserved. Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.
Little Canada Branch
Across from St. John the Evangelist Church
(651) 484-0265
Coon Rapids Branch
In Church of The Epiphany Parish admin building